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The average U.S. 30-year mortgage rate tracked by the Mortgage Bankers Association (MBA) has edged higher, rising from 7.49% to 7.50%, according to data updated on 14 October 2026.
While the move is marginal in absolute terms, the uptick underscores the persistent pressure in borrowing costs faced by homebuyers and refinancers. The latest reading keeps mortgage rates anchored at elevated levels, maintaining a challenging backdrop for housing affordability and mortgage demand in the United States.