USD to PHP Forecast for 2025, 2026–2030, 2040 and Beyond

2025.06.09 2025.06.09
USD to PHP Forecast for 2025, 2026, 2027–2030 and Beyond

Jana Kanehttps://www.litefinance.org/blog/authors/jana-kane/

The USDPHP currency pair represents the ratio of the US dollar to the Philippine peso. Changes in its exchange rate depend on many factors that traders should take into account when making trading decisions.

This forecast for 2025, 2026, 2027, and beyond combines up-to-date technical analysis with insights from leading financial portals. It takes into account key support and resistance levels to pinpoint optimal entry and exit points. Besides, the article analyzes social media sentiment to gauge public interest in the USDPHP pair. Finally, this prediction outlines the main opportunities and risks involved in trading this currency pair.

Major Takeaways

• The current price of the USDPHP pair is ₱55.73 as of 30.05.2025.
• The USDPHP pair reached its all-time high of ₱59.20 on 28.09.2022. The pair’s all-time low of ₱23.25 was recorded on 04.09.1992.
• Experts predict negative momentum for the USDPHP pair in 2025. Analysts’ estimates diverge. Most pessimistic forecasts suggest that the asset’s value may fall to ₱51.35–₱51.90 by year-end. Moderate projections point to a decline to ₱52.31–₱54.13.
• Analysis agencies’ forecasts for 2026 are mixed. Some experts believe that the pair may rise to ₱57.88–₱58.45, while others expect it to drop to ₱48.21–₱49.69.
• Long-term forecasts for 2027–2030 vary due to the influence of many fundamental factors on the trading instrument. According to some experts, USDPHP quotes may reach ₱64.27–₱64.55 by 2030. Conservative forecasts indicate that the price will stabilize within a wide range of ₱50.14–₱56.50.
• Until 2040–2050, the USDPHP exchange rate will be driven by global economic trends, technological advancements, and geopolitical developments. Moreover, fluctuations may occur due to changes in interest rates, trade conflicts, and political uncertainty. Long-term performance will depend on the relative stability of the US and Philippine economies, as well as on the innovations in the financial sector.

USDPHP Real-Time Market Status

The USDPHP currency pair is trading at ₱55.73 as of 30.05.2025.

When trading currency pairs like USDPHP, monitoring the economic indicators of the respective countries is crucial. In this case, it is essential to focus on the economic data from the US and the Philippines.

Investors closely monitor political news in these countries, considering the impact of the US dollar within the global financial landscape while weighing the risks associated with unexpected events. Factors like the global economic crisis, alongside both natural and man-made disasters, can significantly affect the currency pair exchange rate.

USDPHP Price Forecast for 2025 Based on Technical Analysis 

Let’s conduct a technical analysis on a weekly chart to identify optimal entry points for short- and medium-term trading of the USDPHP currency pair.

From October 2022 to April 2025, the currency pair formed a large Ascending Triangle pattern. The price was expected to break through the upper boundary of the pattern. However, in early April, the asset pierced the Triangle’s lower boundary and slid to the key support of 55.23.

Technical indicators and candlestick patterns provide mixed signals:

• A Three Black Crows pattern has emerged in the range of 57.25–55.49, signaling a downward reversal and indicating that bears are taking control of the market.
• However, the RSI has bounced off the lower boundary and continues to increase, showing further upside potential.
• MACD values are climbing steadily in the negative zone, approaching the zero line, which signals growing bullish pressure near 55.23.

The table below shows the projected values of the USDPHP pair for the next 12 months.

Long-Term Trading Plan for USDPHP for 2025

The USDPHP currency pair may continue falling over the next 12 months. The technical analysis has revealed key support and resistance levels that can be used to build a trading strategy.

Yearly Trading Plan

• The weekly chart shows a breakout of the Ascending Triangle’s lower boundary and price consolidation below the key support level of 55.23. Additionally, a Three Black Crows candlestick pattern has developed, highlighting ongoing bearish pressure.
• MACD values are increasing in the negative zone, indicating a potential upward reversal. RSI readings have rebounded from the lower boundary, signaling bullish momentum.
• It is essential to wait for additional signals before opening trades. If the price breaks through the 55.23 mark, one may consider short trades with targets in the range of 54.18–51.06.
• If bulls manage to hold the price above the 55.23 level, reverse the current direction, and break through the key resistance of 56.60, consider opening long trades with targets in the range of 57.74–60.45.

Analysts’ USDPHP Price Projections for 2025

Most projections for the USDPHP exchange rate in 2025 suggest moderate volatility, driven by economic trends in the US and the Philippines. Influenced by interest rates and balance of trade, the price is expected to fluctuate within a range of ₱48.72–₱60.80. Investors are advised to keep these factors in mind.

LongForecast

Price range in 2025: ₱51.27–₱56.38 (as of 30.05.2025).

According to LongForecast, the average price of the USDPHP pair will fluctuate within a wide range of ₱51.27–₱56.38 in 2025. The currency pair is expected to trade in a bearish trend, potentially reaching ₱52.31 by year-end.

Gov Capital

Price range in 2025: ₱48.72–₱60.80 (as of 30.05.2025).

Gov Capital predicts that the USDPHP exchange rate will decline more moderately in 2025, falling to ₱55.26 by mid-year. Negative momentum will continue to prevail in the second half of the year, with the price possibly reaching ₱54.13 by December.

CoinCodex

Price range in 2025: ₱51.35–₱56.24 (as of 30.05.2025).

According to CoinCodex, the average price of the USDPHP currency pair will reach ₱55.94 by June 2025. In the second half of the year, the quotes are expected to hover between ₱51.35 and ₱56.14, closing the year at ₱51.90.

Analysts’ USDPHP Price Projections for 2026

Forecasts for 2026 anticipate moderate volatility, with divergence in US and Philippine macroeconomic indicators playing a key role. The exchange rate is projected to range from ₱47.41 to ₱58.56. The actual price will likely hinge on central bank decisions and geopolitical developments.

LongForecast

Price range in 2026: ₱51.81–₱54.73 (as of 30.05.2025).

Experts at LongForecas predict that USDPHP quotes may reach ₱52.31 in early 2026. The momentum is expected to be mixed by mid-year, with a closing price of ₱52.60 at the end of June. By year-end, the asset is projected to stabilize at ₱53.38.

WalletInvestor

Price range in 2026: ₱56.60–₱58.52 (as of 30.05.2025).

According to WalletInvestor, the USDPHP currency pair will trade in a narrow range of ₱56.60–₱58.56 in 2026, with a closing price of ₱57.88 at the end of June. Experts anticipate that the asset will climb to ₱58.45 by year-end.

CoinCodex

Price range in 2026: ₱47.56–₱52.25 (as of 30.05.2025).

CoinCodex estimates that the asset’s quotes may reach ₱51.93 in early 2026. By June, the rate may plummet to ₱49.69. In the second half of the year, the negative trend is expected to intensify, dragging the average price to ₱48.21.

Analysts’ USDPHP Price Projections for 2027

The USDPHP pair is expected to remain moderately volatile in 2027, potentially facing pressure because of a strengthening Philippine economy. The price may fluctuate between ₱45.87 and ₱60.41, impacted by inflation trends, the US Fed policy, and the geopolitical landscape.

LongForecast

Price range in 2027: ₱51.41–₱55.44 (as of 30.05.2025).

According to the investment portal LongForecast, the USDPHP exchange rate may stabilize at ₱53.38 in early 2027. By mid-year, it may advance to ₱54.62 before a bearish trend takes hold, leading to a decline to ₱52.19 by year-end.

WalletInvestor

Price range in 2027: ₱58.43–₱60.36 (as of 30.05.2025).

WalletInvestor predicts that the currency pair may reach ₱58.43 in early 2027. In the first half of the year, the quotes will continue to increase, reaching ₱59.71 by the end of June. In the second half of the year, a bullish momentum will strengthen, pushing the price up to ₱60.26 by the end of December.

CoinCodex

Price range in 2027: ₱45.87–₱48.51 (as of 30.05.2025).

Analysts at CoinCodex forecast the average price to reach around ₱47.71 at the beginning of 2027. By mid-year, the trend will remain unchanged, and the price will not exceed ₱47.74. During the second half of the year, negative momentum may accelerate, causing the price to slide to around ₱46.90.

Analysts’ USDPHP Price Projections for 2028

In 2028, the peso is likely to edge lower against the US dollar, weighed down by rising imports and mounting inflation risks. The exchange rate is expected to trade in the range of ₱58.03–₱62.10, with the trajectory shaped by the global economic backdrop and the Bangko Sentral ng Pilipinas’ policy stance.

LongForecast

Price range in 2028: ₱50.82–₱58.90 (as of 30.05.2025).

LongForecast expects a moderately bullish trend for 2028. The price is projected to open the year at around ₱52.19 and climb to ₱55.99 by mid-year, reaching a high of ₱56.83 in June. In the second half, the bullish momentum is expected to continue, pushing the pair toward ₱58.03 by the end of December.

WalletInvestor

Price range in 2028: ₱60.27–₱62.18 (as of 30.05.2025).

According to WalletInvestor, the USDPHP exchange rate will open at approximately ₱60.27 in 2028. During the first half of the year, the price is likely to edge higher and touch ₱61.54 by late June. The upward movement may gain traction in the second half, with the pair potentially advancing to ₱62.10 by year-end.

CoinCodex

Price range in 2028: ₱43.73–₱46.95 (as of 30.05.2025).

CoinCodex presents a bearish outlook for the USDPHP pair in 2028. The average price may hover around ₱46.48 at the start of the year. The pair is expected to weaken through the first half, sliding to ₱44.50 by the end of June. In the second half of the year, the downtrend may intensify. The exchange rate is expected to stabilize near ₱44.61 by year-end.

Analysts’ USDPHP Price Projections for 2029

Forecasting the USDPHP pair’s performance in 2029 remains challenging due to a mix of economic and political factors. Some analysts expect the currency to appreciate moderately, fueled by stronger Philippine growth, while others predict potential depreciation amid global instability and inflationary pressures.

WalletInvestor

Price range in 2029: ₱62.15–₱64.09 (as of 30.05.2025).

WalletInvestor estimates that the average price of the USDPHP pair may grow from ₱62.15 at the start of 2029 to ₱63.37 by mid-year. In the second half, the bullish rally is projected to extend, driving the exchange rate up to ₱63.98.

Gov Capital

Price range in 2029: ₱49.69–₱61.67 (as of 30.05.2025).

Gov Capital offers a more conservative forecast for the USDPHP rate in 2029. The pair is expected to trade near ₱55.47 in early January. By mid-year, the price may dip to ₱55.21, following a modest rebound to ₱56.06 by year-end.

CoinCodex

Price range in 2029: ₱43.63–₱48.58 (as of 30.05.2025).

CoinCodex expects the asset to start 2029 at around ₱44.30. A gradual climb is projected in the first half, with the price reaching ₱46.31 by the end of June. In the second half, the bullish momentum may strengthen, pushing the pair toward ₱47.84 by year-end.

Analysts’ USDPHP Price Projections for 2030

By 2030, the exchange rate will be determined by inflation rates in both countries, interest rate policies, economic expansion, and geopolitical situation. Faster Philippine economic growth and lower inflation may strengthen the PHP, while the opposite trends may undermine it. Projections for the year remain highly uncertain.

WalletInvestor

Price range in 2030: ₱63.99–₱64.55 (as of 30.05.2025).

WalletInvestor predicts the currency pair to increase further, expecting the price to reach ₱64.55 by the end of May 2030.

Gov Capital

Price range in 2030: ₱49.75–₱62.15 (as of 30.05.2025).

According to the analysis platform Gov Capital, USDPHP quotes will continue rising in early 2030, potentially reaching ₱56.00 by early January. A mixed performance is expected in the first half of the year, with prices climbing to ₱56.50 by May.

CoinCodex

Price range in 2030: ₱47.64–₱54.77 (as of 30.05.2025).

CoinCodex provides an ambiguous forecast for the USDPHP price movement in 2030. The average price is projected to trade at ₱48.19 at the beginning of the year. Subsequently, the asset is expected to experience moderate volatility and reach ₱53.47 by the end of June. The price may stabilize at ₱50.14 by year-end.

Analysts’ USDPHP Price Projections until 2050

Forecasting the USDPHP exchange rate performance for the period from 2040 to 2050 is challenging. Economic factors such as inflation, interest rates, and GDP growth rates in the US and the Philippines come with a great deal of uncertainty over such an extended time frame.

Geopolitical risks, trade wars, technological advancements, and changes in the regulatory landscape can significantly impact currency flows. Furthermore, natural disasters and pandemics, which are inherently unpredictable, can destabilize economies and currency exchange rates.

Therefore, long-term forecasting requires taking into account numerous interrelated and hard-to-predict factors, making it a highly complex task.

Market Sentiment for USDPHP on Social Media

Media sentiment surrounding the USDPHP pair reflects the tone and mood of news and social media posts regarding the US and Philippine economies, which in turn affects investor opinions and, consequently, the pair’s exchange rate.

According to user @WikiFXGlobal_ on X (formerly Twitter), the USDPHP currency pair is expected to trade within a narrow range of ₱57.97–₱58.04, posting moderate gains. The author of the posts believes that the pair’s value is influenced by steady domestic policy, corporate inflows, and global trends in the US dollar.

In contrast, user @bearyotrades highlights a 4.3% year-on-year appreciation of the peso against the US dollar and anticipates further weakening of the American currency.

Independent expert @itradeph notes a short-term strengthening of the US dollar against the Philippine peso to ₱55.30, emphasizing increased market volatility. However, the user predicts a downtrend for the USDPHP pair due to rising oil prices and stronger Asian currencies.

Although the opinions are divided, the prevailing sentiment on the X social network is negative. Most users anticipate an increase in the Philippine peso against the US dollar in the near future.

USDPHP Price History

The USDPHP pair reached its all-time high of ₱59.20 on 28.09.2022.

The lowest price of the USDPHP pair was recorded on 04.09.1992 when the asset declined to ₱23.25.

It is important to evaluate historical data to make predictions as accurate as possible. The chart below shows the USDPHP pair performance over the last ten years.

The history of the USDPHP currency pair reflects economic and political changes both in the Philippines and in the global context. Initially, the Philippine peso was pegged to the US dollar under a fixed exchange rate until the 1960s. In the 1970s, the Philippines shifted to a floating exchange rate, which led to a gradual devaluation of the peso due to economic difficulties, including external debt and political instability. In 1997, the Asian financial crisis hit the Philippines hard, causing the peso to depreciate sharply from ₱26 to ₱40–₱45 per dollar.

In the 2000s, the Philippines recovered from the crisis, and the economy began to expand due to reforms, increased exports, and remittance inflows from overseas Filipino workers. During that period, the USDPHP price stabilized in the ₱40–₱50 range, although it encountered occasional fluctuations due to global events such as the 2008 financial crisis.

Since 2021, the USDPHP exchange rate has remained volatile, driven by global economic factors and domestic policy in the Philippines. The pair has also experienced fluctuations due to inflation, interest rate movements, and shifts in the trade balance. Additionally, the country’s economic growth and levels of foreign investment continue to influence the exchange rate, keeping the price within a wide range of ₱53.65–₱59.16.

USDPHP Price Fundamental Analysis

Fundamental analysis helps to understand the long-term and short-term movements of the currency pair based on economic, political, and global factors, including the Philippines and US macroeconomic indicators, monetary policy, cash flows, investments, inflation, and external risks.

What Factors Affect the USDPHP Price?

The USDPHP price is influenced by the following fundamental factors:

• Interest rates. Interest rates in the US and the Philippines significantly affect the exchange rate. The difference between the interest rates of the two countries may attract investors to currencies with higher yields.
• Inflation. Inflation reduces the purchasing power of a currency. If one country’s inflation rate is significantly higher than that of another one, it can lead to a weakening of that country’s currency.
• GDP growth rate. Economic growth is an important factor affecting the strength of a currency. Countries with faster economic growth tend to have stronger currencies.
• Balance of trade. The balance of trade reflects the difference between a country’s exports and imports. A positive balance of trade, when exports exceed imports, usually bolsters the currency.
• Political situation. Political instability can significantly impact a currency. For example, political crises, elections, and government changes can cause uncertainty and may undermine the currency.

Moreover, foreign exchange reserves, employment and unemployment rates, international investments and capital inflows, and consumer confidence indexes should be taken into account.

More Facts About USDPHP

The USDPHP currency pair is the ratio of the US dollar (USD) to the Philippine peso (PHP). It became available for trading on the open market in the 1970s when the Philippines switched from a fixed to a floating exchange rate system. The USDPHP pair is widely used in international trade, money transfers, and investments, especially since the Philippines is a significant recipient of remittances from overseas Filipino workers. Besides, the pair is valuable for businesses operating in the region and serves as an effective tool for hedging currency risks.

The instrument is popular among traders focused on Asian markets. However, it is less liquid and more volatile than major currency pairs such as the EURUSD or USDJPY.

The asset is appealing because of its sensitivity to key Philippine macroeconomic indicators, such as GDP, inflation, interest rates, and global events that impact emerging markets. However, due to relatively low liquidity and unique market characteristics, the USDPHP pair is primarily utilized by experienced traders and investors specializing in Asian assets.

Advantages and Disadvantages of Investing in USDPHP

Trading and investing in currencies come with pros and cons. Investors need to gain basic knowledge of the currency market to consider including a particular asset in their portfolio.

Advantages

• High volatility. The USDPHP pair often demonstrates significant fluctuations, creating opportunities to profit from short- and medium-term trends.
• Sensitivity to macroeconomic data. The exchange rate reacts heavily to key indicators such as GDP, inflation, interest rates, and remittances, allowing traders to use fundamental analysis for forecasting.
• Global events impact. The pair is vulnerable to the US Fed monetary policy changes and global risks.
• Remittances. The Philippines is one of the largest remittance recipients in the world, which fuels demand for the peso and creates seasonal trends.
• Diversification. The pair allows investors to diversify their portfolio by investing in emerging markets.

Disadvantages

• Low liquidity. Compared to major currency pairs such as the EURUSD or USDJPY, the USDPHP pair is less liquid, leading to wider spreads and making it more challenging to identify optimal entry and exit points.
• High risks. The Philippine economy is prone to external shocks such as natural disasters, political instability, or global crises, magnifying risks for investors.
• Speculators’ influence. Due to the relatively small trading volume, the USDPHP exchange rate may be subject to sharp movements driven by speculation or news.
• Availability. Not all brokers offer the USDPHP pair for trading, especially on retail platforms, which can limit investment opportunities.

Investing in the USDPHP pair can be profitable for experienced traders ready to handle high volatility and risks. However, beginners may find this pair challenging due to low liquidity and sensitivity to external factors. Thus, it is essential to carefully analyze fundamental and technical factors before making decisions.

How We Make Forecasts

When making forecasts, we use technical and fundamental analyses. Technical analysis includes examining the price chart, identifying key support and resistance levels, and pinpointing long-term trends. Indicators such as moving averages (SMA, EMA), oscillators (RSI, MACD), pivot points, and the Ichimoku indicator help identify trends, overbought or oversold conditions, and entry/exit points.

Fundamental analysis involves evaluating macroeconomic data such as central bank interest rates, economic growth rates, employment figures, and the geopolitical landscape both globally and in specific countries being analyzed. It also considers the insights of well-known analysts and reputable analysis platforms. Additionally, media sentiment plays a crucial role in capturing the mood of investors. Combining these tools enables forecasting across multiple time frames and making informed investment decisions.

Conclusion: Is USDPHP a Good Investment?

Evaluating the USDPHP pair as an investment requires a balanced approach. On the one hand, the Philippines is showing steady economic growth, which may bolster the peso. On the other hand, the US, as the world’s largest economy, exerts a strong impact on global currency markets. 

Making long-term predictions can be difficult due to the geopolitical uncertainties and shifts in monetary policy in both countries. Investors should evaluate their risk tolerance, diversify their portfolios, and thoroughly consider macroeconomic factors before investing in the USDPHP pair.